To provide simple and flexible finance solutions for our customers making their next vehicle purchase a reality.
Our Business Managers are specialists in automotive Finance and Insurance. With over 36 lenders at our disposal we can make owning your new or pre-owned vehicle, fast convenient and more affordable than you may expect.
With years of experience our Business Managers are equipped to provide finance solutions for both Personal & Business Customers with exceptional customer service our number one priority by working for you and ensuring your are kept informed right through the process. Specialising in a multitude of financial products from premium lenders we offer:
A Consumer Loan is used to Finance your new or pre-owned vehicle for predominantly personal use. This kind of loan is flexible and easy to manage with fixed interest rates and fixed repayments. You can choose a “Balloon” payment at the end of your loan, (a percentage put aside to repay later), to lower your instalments with options to resell or refinance at the end of your term.
Benefits of a Consumer loan are that they are tailored for private buyers, flexible deposit, varied repayment periods, ability to add a balloon payment, fixed instalments and a fixed Interest rate.
A Novated Lease enables an employee to salary package their new Ford. Payments are made on your car from your pre-tax earnings which may lead to tax benefits for you and your employer. A Novated lease has flexible terms and can be transferred from one Employer to the next so no need to lose your Company Car and must purchase quickly.
This loan also allows you to choose the car you drive and enter an agreement with your Employer and the Finance Company to achieve the right outcome. With Fixed Monthly rental payments cash flow can be managed.
The benefits include possible tax benefits, fixed instalments, choice of car and choice of term.
An Asset Purchase is also known as a Commercial Hire Purchase (CHP) and is used by Business purchasers to allow for flexibility in their loan terms to assist with Cash Flow. You can tailor a CHP to include a large “Balloon” payment at the end of your Finance and offset some of the costs with potential tax offsets including Depreciation and Interest Charges if your new Ford is used for generating income.
Benefits of a CHP include possible tax deductions, flexible terms, ability to add a balloon payment and free up your Business Cash Flow.
A Finance Lease enables business customers or individuals with a business to acquire vehicles without tying up valuable capital. Preserves cash flow which can be used else where by having the flexibility of fixed lower monthly rentals.
A Finance Lease allows a you to upgrade your Ford as the end of term or extend the lease. There is no Deposit required and you are only paying for the use of the vehicle, not full ownership. GST registered Businesses may be able to claim the GST portion of the lease and this lease can be tailored to your Business needs.
Benefits include: Flexible terms, Possible GST claims, possible tax deductions, tailored solutions
An Operating Lease is like a Finance Lease without the risk of selling off your car at the end of your loan. Subject to “Fair wear and tear” policy, you simply hand your Ford back at the end of your term. This eliminates the risk of depreciation and potentially large pay-outs. An operating lease f fully maintained meaning there is no need to factor in extra money for tyres, maintenance, servicing and registration. All these are included in your monthly lease payments making it easier to manage your cash flow. It also has the option of Fuel Card management and provides comprehensive 24hr accident Management. One single monthly tax invoice for all costs means less paperwork and easier accounting.
Benefits to you include less paperwork, enhanced cash flow, no hidden maintenance costs and 24hr accident management.
A Chattel Mortgage is a Business product tailored to meet the needs of your Business. It offers potential GST offsets with the ability to claim GST up front in some cases. You can tailor your repayments by choosing your loan term, making seasonal extra repayments or adding a deposit. Interest rate is fixed for the life of the loan. You can also opt for a GST refund to be paid into your loan reducing your repayment and freeing up your Business cash flow.
There are many benefits to the Business Customer with a Chattel Mortgage if you are registered for GST and eligible for Input tax Credits.
It is a matter of public record that many of the major insurance companies will encourage panel shops to use NON GENUINE parts in the repair of vehicles involved in accidents. This can badly affect the value of your car at trade-in time, its safety and reliability.
Before you decide on your insurer ask them:
Ask us for a quote.
If your car is written off or stolen and your insurer declares a "total loss" your insurance payout may well be less than what you owe your financier. This difference or GAP may leave you liable for the shortfall.
GAP Insurance covers the shortfall - whoever you are insured with, protects you financially - claim your out of pocket expenses, and minimises any interruption to your motoring.
Loan Protection Insurance
What happens when your earning capacity is restricted due to injury, illness, involuntary unemployment, business failure and or in some cases death?
Loan protection ensures that should any of these events occur, your loan repayments will be made or may even pay out the balance remaining on your finance contract. Ensuring you peace of mind and added security, knowing your family will not have to worry about making your finance repayments.
Please refer to the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) prior to purchasing Insurance products. Any advice contained on this website with respect to Insurance Products is General Advice only.
Buying a new or pre-owned Ford vehicle is a smart choice, and to ensure the experience continues it is important to select the right myFord warranty for your vehicle.
Keep that new car feeling with plans that: